The goal of pet insurance is to give you the financial freedom that you need to pursue reliable treatment options in the event of a pet’s illness or injury. By being able to get your pets the treatment that they need as soon as they need it, you can keep them healthier and happier for longer without bearing the full weight of costly veterinarian services.
Different pets will have different needs, so prior to committing to a pet insurance policy, you will want to consider all of the different factors, namely species, breed, and age, among other things.
Insurance for Dogs and Cats
It’s easy to grow attached to your pet shortly after you bring them into the home, and the last thing you want is for them to be hurt or experience discomfort. Of course, no matter how hard you try, injuries and illness are often impossible to avoid, and when they show up unexpectedly, there is no telling whether or not you will be prepared to deal with them properly.
When talking about pet insurance, you will typically be talking about dogs or cats, and these are the two primary, if not the only, pets that insurance companies will cover. While you can’t predict when your pet will need veterinary care, pet insurance cover ensures that you can respond immediately to dire situations and get your pet the care that they need without hesitation.
Given that insurance providers allow you to see any vet of your choosing, you can give your dog or cat the care that you want them to have from a veterinarian that you can trust. Typical pet insurance policies cover up to 80% of the cost of expenses, which makes veterinary care much less of a financial burden.
What Is Covered Under Insurance?
There are essentially three types of care that your pets might need in the future, namely care for injuries, care for illnesses, and preventative care. While pet insurance doesn’t cover every possible need, it covers a large portion of veterinary services for a wide variety of cat and dog breeds, and most importantly, it will cover the most common veterinary services including the particular conditions or illnesses that your pet might be prone to.
Preventative care covered under pet insurance allows you to give your pet the things that they need to stay healthy, potentially including heartworm services, prescription diets, teeth cleaning, and behavioural therapy, among other things. A comprehensive insurance policy will ensure not only that you are prepared for any occasion, but that you stand a better chance at preventing major illnesses altogether.
Covering Your Pet at Any Age
Some policies will allow you to cover your pet at any age, while other policies will require that you cover your pet before they reach the age of 9. Alternatively, you will be able to cover your puppy or kitten at a fairly early age, and in doing so, you can ensure that they are covered for any future accidents and illnesses.
